Frequently Asked Questions

Why should I take this course on personal finance?

  • Every year, millions of people in India make many financial mistakes. For example, they end up mixing insurance and investment, they end up falling in debt traps, they end up falling in Ponzi schemes, they end up investing based on tips, etc. This results in destroying their financial lives.
  • The major reason is - Lack of knowledge about money management. I personally faced this problem when I started earning. Unfortunately, I couldn’t find a single source to learn everything about money management. Hence, I did my own research by reading various books, blogs, and watched a lot of videos. Finally, I have compiled this course where I have covered every aspect of money management including important concepts like power of compounding, real vs nominal return, what is insurance, type of insurance, how to select the best insurance, what is an emergency fund, how to make the best use of credit card, how to calculate tax and save maximum tax, what is a mutual fund, how a mutual fund works, how to select the best mutual fund, what is the stock market, how to pick quality stocks, etc.
  • The ultimate goal of this course is to teach every aspect of money management that is important in an individual’s life. Be it a small kid who gets pocket money and want to develop a right habit of saving, be it a young guy who has recently started earning and want to build a retirement corpus, be it a father who wants to invest for his daughter’s education or be it someone who has retired and want to know how to make the best use of retirement corpus.
If you are someone who doesn't want to work for the rest of your life and wants to achieve financial freedom at an early age by making the right financial decision and avoiding all financial mistakes then this course is for you!

How is this course different from your YouTube videos?

In YouTube videos, I analyze stocks. But in the course, I teach how to analyze stocks just like I do. For example, there are many terms like PE, PEG, PB, ROE, ROCE, etc. that a normal person doesn't understand. So I teach all the concepts of how to analyze the stocks. So that you don't have to depend upon others for stock tips and you can take your own investment decisions. In addition, I also tell which stocks I am buying in my weekly video series and I also explain the latest events in the economy and its impact on various sectors and stocks. This would help in identifying top stocks to create wealth. I also have a research report offering where I have identified top stocks by large cap, mid cap, small cap as well as by themes like technology, chemical, EV, etc.

Why is personal finance not a part of the school curriculum in India?

  • Because if you know that mixing insurance and investment is a mistake then insurance companies won’t be able to make a lot of money.
  • Because if you know how to make the best use of a credit card and avail lots of free benefits, then credit card companies will lose a big chunk of revenue from defaulters.
  • Because if you know how marketers play with your mind and influence you to buy stuff, many companies would lose out on the huge profits.
  • Because if you know that the mutual fund agents charge a high commission when you invest via them, and if you know how you can invest directly and save a lot of money then the agents would have to shut down their shops.
  • Because if you know that you can’t create wealth with trading and the only beneficiary is the stockbrokers because even if you lose money, they get their commission. Then the stock agents would not be able to fool you.
  • Because if you know the biggest difference between rich and poor people is that rich people invest in assets and poor people end up falling in the traps of loans and EMIs then the bankers would have to shut their shops.

There is a good old saying - “Give a man a fish and you feed him for a day, teach a man to fish and you feed him for a lifetime.

So if they teach you about money management, you won’t be of any use to big corporate houses. But if they don’t teach you about money management then you would depend upon them for a lifetime. 

What can I expect from this course?

You can expect to learn every practical aspect of money management including saving, budgeting, insurance, tax, mutual fund, stocks, etc. So by the end of this course, you will understand why it is important to save and invest the money and how to save and invest the money to achieve financial independence at an early age. You will learn various options of investment to invest your money based on your financial goal and risk appetite. You will also learn common financial mistakes and how to avoid all those mistakes.

Who should take this course?

  • Someone who does not want to work for the rest of his life and achieve financial freedom at an early age.
  • Someone who does not want to fall into various financial traps. 
  • Someone who has recently started earning wants to learn how to manage the money and invest it wisely.
  • Someone who has a family and wants to ensure how to provide financial security to the family.
  • Someone who wants to learn how to invest the money for children's education and marriage.
  • Someone who wants to know how to create a retirement corpus.
  • Someone who wants to learn how to calculate income tax and how to save maximum tax.
  • Someone who wants to understand how mutual funds work.
  • Someone who wants to understand how to pick quality stocks.
  • Someone who genuinely wants to learn every aspect of money management and willing to spend time and energy.

But I am just a student. Should I take this course? Or should I wait until I start earning?

Earlier, our parents had the tendency to save money. But the young generation doesn’t believe in saving. In spite of earning zero salaries, they need an iPhone worth Rs 80k. This habit is destroying the financial life of the young generation. They are getting trapped in the world of credit cards and EMIs. In fact, the young generation is the easiest target of marketers as it is easy to influence them. They think that it is time to enjoy and they can save later. But what they don’t realize is they are building a habit which can’t be changed. A habit to spend everything. In fact, a habit to spend over and above with credit cards and EMIs. So if you want to learn how to build a habit of saving and how to invest at a young age then you should take this course. In fact, the younger you are the better it is because the biggest advantage with young people is their age. If you can develop a habit to save at a young age then the power of compounding will create wonders for you. Your parents are already spending on your education. Just tell them to spend on this course fee and they won’t be disappointed. In fact, your parents should also take this course as I am sure they would also learn a lot from this course.

But I earn enough money and don’t have time to learn about money management. Can I skip this course?

I am glad to know that you earn enough money. But the question is - Do you want to work for the rest of your life? When you work so hard to earn money, don’t you need to know how to manage your money? If you want to learn how to invest your money and achieve financial freedom at an early age then I would recommend enrolling for the course.

But I am in my 40’s or 50’s. Will it help me to learn about money management at this age?

Learning has no age. This course is for everyone starting from a teenager who get a pocket money and need to learn how to develop a habit of saving to a person in 20’s and 30’s who want to buy a car, house, travel and retire early or a person in 40s or 50s who want to learn how to invest for their children education or built a retirement corpus without taking too much risk or someone who has retired and want to know how to make the best use of the retirement corpus to live a financially comfortable life.

How many courses are available?

There are 3 major courses:

Course 1: Everything about money management: There are 100+ videos in this course divided into 3 modules. Module 1 covers important concepts like the power of compounding, what is insurance, type of insurance, how to select the best term plan and medical plan, how to avoid falling into the insurance trap, what is lifestyle inflation and debt trap, how to calculate retirement corpus, review of various investment options in India, how to calculate tax, how to save maximum tax, how to achieve financial freedom, etc. Module 2 cover concepts like what is a mutual fund, type of mutual funds, how mutual fund works, what is a regular ve direct plan, what is an Index, what is a benchmark, what is active vs passive mutual fund, how to select the right mutual funds, process to invest in mutual funds, how to build a right mutual fund portfolio, mistakes to avoid while investing in mutual fund, how tax is calculated on mutual fund, how debt fund works, etc. Module 3 covers important concepts like what is Sensex, what is Nifty, what is an IPO, what is market cap, what is book value, face value, market value, what factors impact the stock price movement, what is GDP, what is inflation, what is a recession, the business model of various sectors like Banks, NBFC, Insurance, Auto, Retail, Pharma, AMC, Infra, etc, key questions to ask before you shortlist a stock, tools to use for stock selection, how to read an annual report like balance sheet, P&L statement and financial statement, important ratios to analyze the growth, profitability, liquidity, and valuation of the company, DSF analysis, how to analyze free online tools and websites like screener, moneycontrol, BloombergQuint, NSEIndia, mistakes to avoid while investing in the stock market, etc.

C ourse 2: Weekly Video Series: In this course, I share the list of stocks I have invested in and my investment strategy. I also discuss the various factors that would impact a particular sector and key companies that could benefit from it. For example, government initiatives like the PLI scheme would benefit a lot of sectors in the manufacturing area then trends like China plus one has created huge opportunities in the chemical sector. So I discuss all the major events in the stock market every week along with my strategy on the same.

Course 3: Research based stock portfolio reports:   In this course, I have curated a list of multiple stock portfolios based on various themes and ideas. For example, it includes Top large cap stocks, top mid cap stocks, top small cap stocks, top monopoly stocks, top technology stocks, top chemical stocks, top recent IPOs, top dividend paying stocks, etc. This service is a research report service that covers the business of the company, its key strength, key risk, future growth, financials and valuations. All these details are provided in a PDF file that can also be downloaded. I also provide one “hot stock of the week” report every week.  In addition, I keep a track of all these stock performance based on the quarterly performance and decide if I need to add or remove stock from the portfolio. So it would be like my own small case. But the key difference from my research based portfolio service and smallcase is that unlike the smallcase, you don’t need to compulsorily invest in all the stocks that are part of our portfolio. At the end of the day it is your call if you want to pick all stocks or single stock. I am basically trying to empower you with the right knowledge so that as an investor you can make an informed decision.

Course 4: Super Combo Pack: This is a combination of all above courses. The best deal you can get! :)

How to access the courses?

To access the courses, you can log in by creating an account with username and password. Then you can add the course in the cart and proceed to checkout. You can make an online payment and directly access the content. Alternatively, you can simply add the course to the cart and click on checkout and then create the account. So you would need an account to buy the course and access it. But it would take a couple of minutes to create an account and complete the payment.

What is the format of the course?

All courses are in the form of video lectures.

What is the duration of the package?

Course 1: Everything about Money ManagementThis course has a total of 100+ videos. It would take you 45-50 days to complete this course. Plus many recorded live sessions over 1 hour each. I also take live sessions once a month.

Course 2: Weekly Video Series: 1 weekly video i.e. 52 videos a year. Video duration ranges between 15 min to 1 hour.

Can I watch the videos multiple times?

No, you can’t. Ok kidding. You can watch each video multiple times without any limit for 365 days.

Can I access any video or should I access 1st video and then 2nd video and likewise?

You can access any video. There is no restriction on access. However, I would request you to access the video sequentially so that you can learn the concepts in the right flow. I trust that you will learn the course with sincerity and hence do not want to impose any restriction on the sequence of the video watching. At the end of the day, it is your call if you want to access mutual funds first or personal finance foundation first or stock market (when it is ready).

How long can I access the videos?

You can access the video for 1 year from the date of purchase.

How can I trust this course with my hard-earned money? What if this course is fake?

That’s a fair question. If I would be at your place, I would have the same question. So first of all, you don’t need to buy this course blindly. You can spend some time building trust. How to build trust? You can visit my YouTube channel and watch videos. Alternatively, you can also visit my Quora profile and read my answers. I hope you will build trust by now. But if you still have any doubt, you can visit my Linkedin profile. I left my well-paid job as a Data Analytics Consultant after spending 2 years in London. I left my job with the hope to spread the knowledge which I have built with years of research. I have worked really hard to create this course. My vision is to educate millions of people about money management so that they don’t make the common financial mistakes that destroy their life and they can achieve financial freedom at an early age.

Personally, I can guarantee that you will not be disappointed. If you still feel that the course is not useful, I will refund the entire money within 24 hours of purchase with your honest feedback.

The course fee is very reasonable. You normally spend 2k-3k over a weekend party or on a branded shirt. Moreover, this would be an investment. Probably the best investment of your life. Because investment in knowledge will pay you the best interest.

What topics are covered in the course?

You can click on the course to get the details of the topics covered in the course.

What if I have any doubts while learning?

I will regularly conduct doubt sessions and try to resolve your queries. In addition, you can access the private Facebook group to ask any doubt. I will try to answer them. Moreover, this group would build a community where you can share your thoughts and discuss any topic regarding money management. I will share this group detail once you make purchase the course.

What if the payment completes but I am not able to access the course?

Don’t worry. Just email on or contact me on WhatsApp: +91-9509847034 and I will help you out.

What if I face any technical issue?

Just email on and I will get back as early as possible.

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